Koodoo | Buying a new home

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4.9 Excellent

Buying a new home?
Make confident decisions with expert guidance

Fast-track personalised advice

24/7 support

Fee-free* to help you save more

Start your mortgage journey

5.2%

3 years fixed

New lender

78%

Loan to value

£650

Per month

How much can you borrow?

Not sure where to start? Use the calculator below to find out a rough estimate of how much you could borrow and what it could cost you each month

Your details

Applicants’ combined total income (per year)

Deposit Amount

Your borrowing power

Max Borrowing Amount

£0

Max property price

£0

Estimated monthly cost*

£0

Remember: This calculator is just a rough guide. For a more accurate estimate you can confidently show sellers and estate agents, get a verified Mortgage in Principle Certificate from a trusted financial provider like us

What’s next

Strengthen your buying power - show sellers your MIP

Get an instant affordability check and a verified Mortgage in Principle - free, with no credit check, and ready in minutes. Prove your borrowing power and speed up your purchase

Get an MIP in minutes

Get mortgage answers 24/7 online

Chat with our mortgage assistant any time for immediate, straightforward answers and expert guidance to kickstart your mortgage journey, day or night

Get answers now

Save like a pro

Get expert, fee-free* advice on 25,000+ mortgage products from all UK lenders - we work for you, not them.

Speak to a Koodoo expert

*Fees will only apply to complex cases and will only be applied if an application proceeds to completion.

Hear from our clients

Your home buying journey with Koodoo

A smoother way up the housing ladder - with expert guidance, simple steps, and support at your pace

Step one

Know your budget and show sellers you’re ready

Start with getting a verified Mortgage in Principle and a clear estimate of what you could borrow - so you can focus on homes within your budget and show sellers you’re serious

Step two

Shop for your dream home

Fast-track to the fun part - browse property listings, visit open houses, and speak with estate agents to explore your housing options. Got mortgage questions overnight? Just ask our Mortgage Assistant, available 24/7

Step three

Found the one? We’ll find the right mortgage for you

Book a call with us and your dedicated mortgage adviser will search the entire mortgage market to find your right deal and guide you through everything

Step four

Apply with confidence

Share your documents with us and we’ll handle the application, liaise with the lender, and keep you in the loop - making your mortgage process smooth and supported at every step

Step five

Mortgage approved. Keys in hand. Time to celebrate!

Your mortgage is approved, and your purchase is complete - now move in, pop the cork, and enjoy your new home. You’ve earned it 🎉

Start your mortgage journey now

FAQ

How much deposit do I need for a mortgage?

What types of mortgages are available?

Is a Mortgage in Principle the same as an AIP or DIP?

I have credit issues, can I get a mortgage?

Want answers specific to your questions? Ask our Mortgage Assistant anytime

Get answers now

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Cookie policy

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA. Mortgage Power Limited (trading as “Koodoo” and “Koodoo Advice”) is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 845978).

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Mortgage Power Limited, trading as "Koodoo" and "Koodoo Advice", is registered in England and Wales with company number 10978680 and ICO registration ZA560572 and is authorised and regulated by the Financial Conduct Authority . You can check the Financial Services Register here.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

4.9

Excellent

Buying a new home?Make confident decisions with expert guidance