🔔 Get a free Ring Video Doorbell or a £50 voucher when you get advice before June 30th. T&Cs apply. Find out more
🔔 Get a free Ring Video Doorbell or a £50 voucher when you get advice before June 30th. T&Cs apply. Find out more
🔔 Get a free Ring Video Doorbell or a £50 voucher when you get advice before June 30th. T&Cs apply. Find out more
🔔 Get a free Ring Video Doorbell or a £50 voucher when you get advice before June 30th. T&Cs apply. Find out more
4.9
Excellent
Buying a new home?
Make confident decisions with expert guidance
Buying a new home?
Make confident decisions with expert guidance
Buying a new home?
Make confident decisions with expert guidance
Buying a new home?
Make confident decisions with expert guidance
Fast-track personalised advice
24/7 support
Fee-free* to help you save more
5.2%
3 years fixed
3 years fixed
3 years fixed
New lender
New lender
New lender
78%
78%
78%
Loan to value
Loan to value
£650
£650
£650
Per month
Per month
How much can you borrow?
Not sure where to start? Use the calculator below to find out a rough estimate of how much you could borrow and what it could cost you each month
Your details
Your borrowing power
Max Borrowing Amount
£0
Max property price
£0
Estimated monthly cost*
£0
Remember: This calculator is just a rough guide. For a more accurate estimate you can confidently show sellers and estate agents, get a verified Mortgage in Principle Certificate from a trusted financial provider like us
What’s next
Strengthen your buying power - show sellers your MIP
Strengthen your buying power - show sellers your MIP
Strengthen your buying power - show sellers your MIP
Get an instant affordability check and a verified Mortgage in Principle - free, with no credit check, and ready in minutes. Prove your borrowing power and speed up your purchase
Get mortgage answers 24/7 online
Get mortgage answers 24/7 online
Get mortgage answers 24/7 online
Chat with our mortgage assistant any time for immediate, straightforward answers and expert guidance to kickstart your mortgage journey, day or night
Save like a pro
Save like a pro
Save like a pro
Get expert, fee-free* advice on 25,000+ mortgage products from all UK lenders - we work for you, not them.
Get expert, fee-free* advice on 25,000+ mortgage products from all UK lenders - we work for you, not them.
Get expert, fee-free* advice on 25,000+ mortgage products from all UK lenders - we work for you, not them.
*Fees will only apply to complex cases and will only be applied if an application proceeds to completion.
*Fees will only apply to complex cases and will only be applied if an application proceeds to completion.
*Fees will only apply to complex cases and will only be applied if an application proceeds to completion.
Hear from our clients
Great experience start to finish…
Especially from Claudine our mortgage advisor. We had some specific needs in our request and Claudine used her data and connections to find the right product for us.
Mark
Highly recommend!
As first time buyers, we didn't really know what we were doing. Mansi was kind, extremely knowledgable and very responsive.
Kate
Couldn’t fault this company
Ritesh and Jennifer were brilliant. We were completely clueless, and was having a hard time finding a mortgage lender but they found us and helped us every step of the way.
Robyn
A great mortgage experience
Mansi is a superb mortgage advisor and a true credit to the Koodoo team. The mortgage process can be very frustrating however Mansi was there with me every step of the way.
Maygan
Absolutely brilliant!
Thank you to the Koodoo team who were very knowledgeable, speedy and kept us up to date all the way through. I’m very comfortable recommending Koodoo and will be back again.
Kerry
Your home buying journey with Koodoo
A smoother way up the housing ladder - with expert guidance, simple steps, and support at your pace
Step one
Know your budget and show sellers you’re ready
Start with getting a verified Mortgage in Principle and a clear estimate of what you could borrow - so you can focus on homes within your budget and show sellers you’re serious
Step one
Know your budget and show sellers you’re ready
Start with getting a verified Mortgage in Principle and a clear estimate of what you could borrow - so you can focus on homes within your budget and show sellers you’re serious
Step one
Know your budget and show sellers you’re ready
Start with getting a verified Mortgage in Principle and a clear estimate of what you could borrow - so you can focus on homes within your budget and show sellers you’re serious
Step one
Know your budget and show sellers you’re ready
Start with getting a verified Mortgage in Principle and a clear estimate of what you could borrow - so you can focus on homes within your budget and show sellers you’re serious
Step two
Shop for your dream home
Fast-track to the fun part - browse property listings, visit open houses, and speak with estate agents to explore your housing options. Got mortgage questions overnight? Just ask our Mortgage Assistant, available 24/7
Step two
Shop for your dream home
Fast-track to the fun part - browse property listings, visit open houses, and speak with estate agents to explore your housing options. Got mortgage questions overnight? Just ask our Mortgage Assistant, available 24/7
Step two
Shop for your dream home
Fast-track to the fun part - browse property listings, visit open houses, and speak with estate agents to explore your housing options. Got mortgage questions overnight? Just ask our Mortgage Assistant, available 24/7
Step two
Shop for your dream home
Fast-track to the fun part - browse property listings, visit open houses, and speak with estate agents to explore your housing options. Got mortgage questions overnight? Just ask our Mortgage Assistant, available 24/7
Step three
Found the one? We’ll find the right mortgage for you
Book a call with us and your dedicated mortgage adviser will search the entire mortgage market to find your right deal and guide you through everything
Step three
Found the one? We’ll find the right mortgage for you
Book a call with us and your dedicated mortgage adviser will search the entire mortgage market to find your right deal and guide you through everything
Step three
Found the one? We’ll find the right mortgage for you
Book a call with us and your dedicated mortgage adviser will search the entire mortgage market to find your right deal and guide you through everything
Step three
Found the one? We’ll find the right mortgage for you
Book a call with us and your dedicated mortgage adviser will search the entire mortgage market to find your right deal and guide you through everything
Step four
Apply with confidence
Share your documents with us and we’ll handle the application, liaise with the lender, and keep you in the loop - making your mortgage process smooth and supported at every step
Step four
Apply with confidence
Share your documents with us and we’ll handle the application, liaise with the lender, and keep you in the loop - making your mortgage process smooth and supported at every step
Step four
Apply with confidence
Share your documents with us and we’ll handle the application, liaise with the lender, and keep you in the loop - making your mortgage process smooth and supported at every step
Step four
Apply with confidence
Share your documents with us and we’ll handle the application, liaise with the lender, and keep you in the loop - making your mortgage process smooth and supported at every step
Step five
Mortgage approved. Keys in hand. Time to celebrate!
Your mortgage is approved, and your purchase is complete - now move in, pop the cork, and enjoy your new home. You’ve earned it 🎉
Step five
Mortgage approved. Keys in hand. Time to celebrate!
Your mortgage is approved, and your purchase is complete - now move in, pop the cork, and enjoy your new home. You’ve earned it 🎉
Step five
Mortgage approved. Keys in hand. Time to celebrate!
Your mortgage is approved, and your purchase is complete - now move in, pop the cork, and enjoy your new home. You’ve earned it 🎉
Step five
Mortgage approved. Keys in hand. Time to celebrate!
Your mortgage is approved, and your purchase is complete - now move in, pop the cork, and enjoy your new home. You’ve earned it 🎉
FAQ
How much deposit do I need for a mortgage?
What types of mortgages are available?
Is a Mortgage in Principle the same as an AIP or DIP?
I have credit issues, can I get a mortgage?
How much deposit do I need for a mortgage?
What types of mortgages are available?
Is a Mortgage in Principle the same as an AIP or DIP?
I have credit issues, can I get a mortgage?
How much deposit do I need for a mortgage?
What types of mortgages are available?
Is a Mortgage in Principle the same as an AIP or DIP?
I have credit issues, can I get a mortgage?
How much deposit do I need for a mortgage?
What types of mortgages are available?
Is a Mortgage in Principle the same as an AIP or DIP?
I have credit issues, can I get a mortgage?
Want answers specific to your questions? Ask our Mortgage Assistant anytime
Trusted by 100+ UK lenders and leading financial brands
Scale Space,
58 Wood Lane,
London
W12 7RZ
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA. Mortgage Power Limited (trading as “Koodoo” and “Koodoo Advice”) is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 845978).
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
Mortgage Power Limited, trading as "Koodoo" and "Koodoo Advice", is registered in England and Wales with company number 10978680 and ICO registration ZA560572 and is authorised and regulated by the Financial Conduct Authority . You can check the Financial Services Register here.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.
Scale Space,
58 Wood Lane,
London
W12 7RZ
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA. Mortgage Power Limited (trading as “Koodoo” and “Koodoo Advice”) is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 845978).
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
Mortgage Power Limited, trading as "Koodoo" and "Koodoo Advice", is registered in England and Wales with company number 10978680 and ICO registration ZA560572 and is authorised and regulated by the Financial Conduct Authority . You can check the Financial Services Register here.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.
Scale Space,
58 Wood Lane,
London
W12 7RZ
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA. Mortgage Power Limited (trading as “Koodoo” and “Koodoo Advice”) is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 845978).
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
Mortgage Power Limited, trading as "Koodoo" and "Koodoo Advice", is registered in England and Wales with company number 10978680 and ICO registration ZA560572 and is authorised and regulated by the Financial Conduct Authority . You can check the Financial Services Register here.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.
Scale Space,
58 Wood Lane,
London
W12 7RZ
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA. Mortgage Power Limited (trading as “Koodoo” and “Koodoo Advice”) is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 845978).
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
Mortgage Power Limited, trading as "Koodoo" and "Koodoo Advice", is registered in England and Wales with company number 10978680 and ICO registration ZA560572 and is authorised and regulated by the Financial Conduct Authority . You can check the Financial Services Register here.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.