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A
Agreement in Principle (AIP)
A conditional offer from a lender stating how much they might lend you based on your financial situation.
Annual Percentage Rate of Charge (APRC)
The total cost of borrowing, including the interest rate and any fees, expressed as a yearly percentage.
Arrears
Missed payments on a mortgage. Falling into arrears can impact your credit rating and lead to legal action if unresolved.
AVM
AVM stands for Automated Valuation Model. It is a search used by some lenders to establish the value of your property based on recent local sales and value trends. This is instant and means that they do not have to send a surveyor to your property.
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